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Eligibility

Learn more about the benefit eligibility requirements for yourself and your dependents. >

Employees

You are eligible if you are a regular full-time or part-time employee working 30 or more hours per week.


Eligible Dependents

  • Legally married spouse or domestic partner

  • Biological, adopted or stepchildren up to age 26 (domestic partner’s children are eligible)

  • Children over age 26 who are disabled and depend on you for support

  • Children named in a qualified medical child support order (QMCSO)

  • For additional coverage information, please refer to the benefit booklets for each benefit.

When can I enroll?

Newly hired employees can enroll after their date of hire, but they must enroll within 30 days of becoming eligible. Newly hired employees’ benefits go into effect the first of the month following their date of hire. 


Existing employees can enroll during the annual open enrollment period. Existing employees’ benefits go into effect July 1st, 2025.


Qualifying Life Events


Generally, benefit changes are limited to open enrollment.


If you have a Qualifying Life Event and want to request a mid-year change, you must notify the Benefits Department and complete your election changes within 30 days following the event. Be prepared to provide documentation to support the Qualifying Life Event.


  • Benefit Elections must be consistent with the event

  • You can only make changes to the specific plans where dependents will be affected

  • Benefits and new rates become effective the date of the event for birth, adoptions, marriage, divorce, and death; or the day after benefits end, when the event is loss of coverage

  • The event date must be consistent with the information in the Supporting Documentation



Qualifying Event

Supporting Documentation

Dependent Documentation

Marriage

Marriage Certificate

Birth Certificates are required if adding spouse's children

Death

Death Certificate

No additional documentation required

Divorce

Certified copy of Divorce Decree

Birth Certificates are required if adding children not currently enrolled in benefits

Adoption

Placement for adoption paperwork

Legal documentation of adoption

No additional documentation required

Birth

Birth Certificate 

Verification of Birth Facts issued by hospital

No additional documentation required

Loss or Gain of Coverage 

Proof of enrollment or termination of benefit coverage from spouse's employer. Proof must contain effective or termination dates of coverage, type of coverage (medical, dental, vision, etc.) and the names of dependents affected

Adding Spouse - Marriage Certificate Adding Children - Birth Certificate

Gain of Medicare or Medicaid

Proof of enrollment of benefit coverage. Proof must contain effective or termination dates of coverage, type of coverage (medical, dental, vision, etc.), and the names of the dependents affected (has 60-day window)

Adding Spouse - Marriage Certificate Adding Children - Birth Certificate


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Call 1-877-201-0981
Monday - Friday | 8am - 5pm, CST

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